ATTENTION: PARENTS & BREADWINNERS
What Will Happen to Your Children If You’re No Longer Around?
You work hard to give your child a better future.
Pero minsan ba naiisip mo:
“What will happen to my child if I’m no longer here?”
“Kung wala na ako bukas, kaya ba nilang ituloy ang buhay?"
"Makakapagtapos kaya ang mga anak ko?”
Because when a breadwinner is gone, the bills don’t stop.
Tuition, food, and daily expenses still need to be paid.
That’s why we created the ₱10M+ Pamana Plan through Pru Life UK.
So you can have the peace of mind and say:
“Anak, live and enjoy your life. Be successful and have peace. Huwag kang mag-alala dahil pinaghandaan ko na ang future mo.”
Get your FREE ₱10M+ Pamana Consultation and discover how you can prepare financially for your children’s future, even if one day you’re no longer around to provide.
We only have 3 slots left this week.
Click the button below to get your free slot!
THE PROBLEM I'M SOLVING
You are working hard so your children can inherit businesses, wealth and properties, hindi utang, problema at sama ng loob.
But if something suddenly happens to you, the bills won’t stop.
And without a proper Pamana Plan, pwedeng maghirap ang mga anak at family mo.
Unti-unting mauubos ang ipon.
And the properties or investments may need to be sold just to pay for everyday life.
That’s why the question isn’t simply:
“May naipon ba ako?”
The bigger question is:
“Kung wala na ako bukas, kaya ba nilang ituloy ang buhay na binigay ko sa kanila?”
The FREE ₱10M+ Pamana Consultation helps you answer that question. Book your slot now!
"I'm Not Planning for the Day I'm Gone."
"Pamana is about making sure my children can finish school if something happens to me." - Amanda, Construction Business Owner
Because your children should have the opportunity to:
Finish school
Maintain their quality of life
Have financial security
Live a good life
Hindi lang pera ang iniiwan mo.
You’re leaving security, opportunity, and a future.
The Solution
Get your ₱10M+ Pamana Plan!
Tomorrow is not guaranteed.
Hindi natin alam kung kailan tayo tatawagin sa heaven.
But you can prepare so that your love continues to provide for them even when you can’t.
During your FREE Pamana Consultation, we’ll look at your family’s needs, goals, current financial resources, and financial capacity.
Together, we’ll explore what a personalized ₱10M+ Pamana Plan could look like for your family.
Your plan can help make sure:
That your children can finish their studies
Na hindi maghihirap ang mga anak mo
Your family’s financial security
Your family will inherit wealth, hindi problema
Cash to settle your estate taxes for your properties
HOW IT WORKS
Simple. Personal. No pressure.
Book A Zoom
Meeting With Me
Choose a time that works best for you and make sure to show up so I can help you.
We Create Your Personalized ₱10M Pamana Plan Together
During the Zoom meeting, we’ll discuss your goals, needs, resources, and financial capacity
Decide If It's Right For You
If you like the plan and want to proceed, we can discuss the application process for the ₱10M+ Pamana Plan, subject to underwriting and policy approval.
ABOUT ME
Hi, I'm Jhoanna Joves
A daughter who lost her father and a breadwinner too.
I Know What It Feels Like When a Family Loses the breadwinner without a proper Pamana plan.
After my father died, naghirap kami.
Nalugi ang negosyo.
Wala kaming makain.
Binenta lahat ng properties na naiwan ng daddy ko.
And I wasn’t able to finish my studies because of what happened.
That experience stayed with me.
Today, I’m also a breadwinner.
I understand the pressure na kailangan mo kumita to provide for your family.
Na kahit pagod na pagod ka na, hindi ka pwedeng tumigil.
And I’ve asked myself the same question that many parents and providers quietly carry:
“What if something happens to me? Will my family be okay?”
And I made a decision:
Ayoko na may pamilyang maghirap ulit if a breadwinner dies.
That’s why I created the Pamana Plan.
My goal is to help parents and breadwinners prepare for the people they love, so your family can inherit wealth and opportunities hindi paghihirap at problema.
WHAT PARENTS SAY ABOUT THE ₱10M+ PAMANA PLAN
Real People Real Stories.
“Healthy naman ako. Malakas naman ako. Mahaba pa buhay ko.”
"Yan ang naiisip ko dati, pero life reminded me that we cannot control everything. Hindi natin hawak ang buhay natin. Anytime pwede ako magkasakit o mawala.
“If something happens to me, saan na kukuha ng income ang family ko?”
That’s why planning isn’t about expecting the worst, it’s about being prepared.
And I am so glad to get the Pru Life UK ₱10M Pamana plan. Now I have peace of mind na walang katumbas. Sigurado na ang future ng family ko."
- Oscar, Logistics Business Owner
“May life insurance, investments, VUL, and ₱5M savings naman ako.”
"Pero nung nagcompute ako - hala hindi pala sapat ung iiwan kong pamana.
Wala pang 2 years mauubos na agad. Pataas pa naman ng pataas ang presyo ng mga bilihin. Buti nalang nagbook ako ng consultation. Baka hindi makatapos ang mga anak ko.
Imagine that, akala ko ok na ang mga naipundar ko, hindi pa pala. Jhoanna is such a lifesaver!!"
-Marie, Virtual Assistant
“May properties naman akong ipapamana.”
"Kaya lang, kailangan pala ng cash ng mga anak ko para ipambayad sa estate taxes bago malipat sa kanila ang mga properties.
6% pa naman ng total property value ang estate tax.
Isa pa, baka maibenta din nila ang mga properties para mabuhay. Gusto ko maging maganda ang buhay ng mga anak ko kahit wala na ako.
Narealize ko na kailangan ko rin mag-iwan ng cash bukod sa properties.
Buti at na-approve na ang Pru Life UK ₱10M Pamana plan ko bago pa mahuli ang lahat."
-Patrick, Pilot
WHAT PARENTS SAY ABOUT THE ₱10M+ PAMANA PLAN
Real People Real Stories.
“Magkano ang premium? Baka mahal.”
"Sakto lang ang salary ko as a teacher pero gustong-gusto ko mag-iwan ng malaking pamana. Buti nalang nag-book ako ng free consultation. Kaya ko pala mag-iwan ng ₱10M na pamana sa family ko."
Dolores, Teacher
"Legit ba ito?"
"Lalo na ngayon, ang daming offers online kaya importante talaga na mag-check muna bago magtiwala.
Nag-book ako ng Zoom meeting kasi free naman.
And I can assure that this is legit.
The company is Pru Life UK and the advisor is Ms. Jhoanna Joves.
The purpose of the FREE Pamana Consultation is simply to understand your family situation, your goals, and see kung realistic ba yung ₱10M+ inheritance goal based on your current capacity.
The best part, Ms. Jhoanna truly listened to me. Nakinig talaga siya at tinulungan ako. If after the consultation you feel na hindi ito para sa’yo, okay lang din. Very understanding si Ms. Jhoanna”
Carlota, Bicycle Parts Shop Owner
"Tsaka na yan. Hindi ko pa priority"
"Marami akong gastos. Pero na-curious ako sa ₱10M na pamana.
At libre naman ang consultation kaya nag-book ako.
At tama ang desisyon ko. Tiningnan namin ni Ms. Jhoanna ang needs ng family ko, expenses, ung pamana na kailangan ko, and kung paano magagawa yung ₱10M na pamana.
Hindi ko kailangan mag-decide agad agad. At kaya naman pala.
I highly recommend that you book the Free ₱10M Pamana Consultation!"
⭐⭐⭐⭐⭐
Carlo, Captain (Seafarer)
FAQs
Yes! The ₱10M+ Pamana Consultation is FREE. Just make sure to show up on our scheduled meeting.
Wealthy or not yet, as long as you are a responsible and loving parent, you are welcome to book the consultation. This is for parents and breadwinners who seriously want to prepare for their family’s financial security and future inheritance.
We’ll look at your family’s needs, children’s education, current financial resources, intended inheritance, and financial capacity.
From there, we can explore what a personalized ₱10M+ Pamana Plan could look like.
No.
The consultation is designed to help you understand your situation and explore a potential solution.
If you like the recommendation and decide to proceed, the insurance solution requires an investment of at least ₱5,000/month, subject to the final plan, underwriting, and policy terms.
You don’t need to prepare anything complicated. Juts show up ready and in a quiet place with stable internet connection.
Just have a general idea of your current savings, insurance, investments, properties, business interests, and family expenses.
Our company is PRU LIFE UK! The #1 life insurance company in the Philippines! We have been in the industry for over 175 years worldwide.
“What will you leave behind?”
Life is a gift. You don’t know exactly how many years you have with your family. We can be gone anytime.
But you can choose to prepare while you’re here.
So your children can finish school and won’t have to wonder:
“Paano na kami?”
Instead, you can give them the confidence to say:
“Anak, live and enjoy your life. Be successful. Have peace. You don’t have to worry about what will happen to your future, because I prepared for you.”
Since this is a free comprehensive consultation, we are only opening 3 slots this week.
Secure your slot and don't miss this once-in-a-lifetime session filled with life-changing solutions.
BOOK YOUR FREE ₱10M+ PAMANA CONSULTATION TODAY JUST CLICK THE BUTTON BELOW!
© 2026 THE RICH PINOYS and PRU LIFE UK | All Rights Reserved.
“A good man leaves an inheritance to his children’s children.”
— Proverbs 13:22
Enter your details below to schedule your appointment.
We HATE spam. Your email address is 100% secure