ATTENTION: BREADWINNERS
Napansin mo ba ang daming nagkakasakit lately? If cancer or stroke happens, are you prepared?
IF A CRITICAL ILLNESS STOPS YOU FROM WORKING, HOW LONG CAN YOUR FAMILY KEEP GOING?
Sabi nga nila, a Filipino is one sickness away from poverty.
Imagine being diagnosed with cancer, heart attack, or stroke.
The medical treatment alone can cost millions.
But hospital bills are only part of the problem.
What happens if you can't work for 12–24 months?
Walang sweldo.
Pero tuloy pa rin ang:
Tuition ng mga anak
Mortgage or rent
Kuryente at tubig
Groceries
Household expenses
Your family's everyday needs
And while you're recovering, your savings and investments may slowly be used just to keep the family going.
THE PROBLEM I'M SOLVING
“If a critical illness forced you to stop working for one year, hanggang saan aabot ang savings and investments mo?”
Because the real fear isn't just getting sick.
It's surviving the illness but losing everything financially because you could no longer earn.
You may already have savings.
You may have an HMO.
You may have investments and company benefits.
But ask yourself:
“If I couldn't work for a year because of a critical illness, would my family still be financially okay?”
Because when you're a breadwinner, your ability to earn is one of your family's biggest financial assets.
Critical illness insurance isn't primarily about paying medical bills.
It's about having financial freedom when illness takes away your ability to work.
Do you know how much a Critical Illness costs now?
"Wala naman sa lahi namin ang malalang sakit."
"Pero recently lang biglang na-diagnose ng cancer ang father ko. Biglaan nga eh. Ganun pala talaga, pati health natin walang kasiguraduhan. Ang mahal magkasakit, pati savings namin nagamit para sa father ko, kaya kumuha na ako ng critical illness for my whole family for preparation."- Che, Logistics Business Owner
Have a ₱5,000,000+ Critical Illness Plan with Pru Life UK!
So if a serious illness strikes, you can focus on treatment and recovery, not on where the money will come from.
May financial support kang masasandalan kahit hindi ka agad makapag-work. No need to use your savings, sell your properties or mangutang para ibayad sa hospital.
Because when you're sick, hindi ka rin makakapagwork agad, the last thing you should be worrying about are:
Paano ang hospital bills?
Paano ang tuition?
Paano ang mortgage?
Paano ang everyday expenses kung wala akong sweldo?
The Solution
Get your ₱5M+ Critical Illness Plan!
Nobody wants to be sick, but it happens.
What If One Diagnosis Could Ruin Your Family’s Financial Future?
Cancer. Stroke. Heart attack. Kidney failure.
You can't control when a sickness happens. Bigla-bigla yan dumarating.
When it happens, you should be able to focus on one thing:
Getting well, not getting money.
So build a Critical Illness Fund Before You Need It.
Instead of asking:
“Saan ako kukuha ng pera kapag nagkasakit ako?”
You can have a financial plan already in place.
So you can focus on treatment para humaba pa ang buhay mo and your family can continue living while you focus on getting better.
Your plan can help you:
✓ Pay for treatment and medical-related expenses
✓ Replace part of the income you may lose while recovering
✓ Continue paying your family's monthly expenses
✓ Protect your emergency fund and investments
✓ Avoid being forced to sell properties and assets during a crisis
✓ Give your family financial freedom while you focus on recovery
HOW IT WORKS
Simple. Personal. No pressure.
Book A Zoom
Meeting With Me
Choose a time that works best for you and make sure to show up so I can help you.
We Create Your Personalized ₱5M Critical Illness Plan Together
During the Zoom meeting, we’ll discuss your goals, needs, resources, and financial capacity
Decide If It's Right For You
If you like the plan and want to proceed, we can discuss the application process for the ₱5M+ Critical Illness Plan, subject to underwriting and policy approval.
ABOUT ME
Hi, I'm Jhoanna Joves
A breadwinner and a granddaughter who lost her lola and lolo due to stroke.
Kasama ko pa sana sila ngayon kung nakapagpagamot lang sila noon.
I Know What It Feels Like When a Family member suffers a critical illness without a proper financial plan.
I became passionate about this because I've seen people face a heartbreaking situation: nagkasakit, hindi nakapag-work, naubos ang ipon, hindi makapagpagamot, nabaon sa utang.
In some cases, the illness could have been treated and they could have potentially lived longer, but they simply didn't have the financial resources available.
That stayed with me.
It made me realize that financial protection isn't just about numbers, policies, or hospital bills.
Sometimes, having money available for treatment can give a family more choices when they need them most.
That's why I created the ₱5M+ Critical Illness Plan: to help you prepare before a crisis happens.
My goal isn't to pressure you into buying something.
It's to help you make an informed decision about protecting yourself, your income, and your family.
WHAT THEY SAY ABOUT THE ₱5M+ CRITICAL ILLNESS PLAN
Real People Real Stories.
“We have an emergency fund. If something happens, we'll use that first.”
"Malaki narin ang naipon ko after all those years of working. Kaya if ever magkasakit ako, may pambayad naman ng hospital.
Hindi ko na-factor in na taon-taon tumataas ang medical bills. And worst, kung magkasakit ako, hindi rin ako makakapag-work agad, so mawawala rin ang income.
If my medical emergency lasts for 2 years or more, mauubos talaga lahat ng naipundar ko. Paano na ang family ko?
Good thing I came across the 5M Critical Illness plan and got it kaya hindi na ako nag-aalala ngayon.
I also don't need to use my savings or investments kasi may 5M Critical Illness plan na ako."
- Cesar, Wholesale and Trade Business Owner
“We have a really good HMO. Hospital bills should be covered.”
"Kaya lang nung narealize ko na pwede pala umabot ng millions ang cancer and other critical illness, sobrang hindi enough ang HMO ko.
It can only cover minor illnesses at mga simpleng sakit lang. And HMO only covers a portion of the hospital bill. Hanggang doon lang sa limit ng card ang sasagutin.
Saan ako kukuha ng income eh hindi naman ako makakapag-work agad if magkaron ako ng malalang sakit. Kaya kailangan pala talaga ung critical illness plan. Buti nalang nakapag-usap kami ni Ms.Jhoanna about it."
-Aiza, Virtual Assistant
“I have several million pesos invested. We can always withdraw if needed.”
"Pero, ang purpose ng investments ko ay para sa retirement ko. Kung bigla ako magkasakit at ibenta ang mga investments and properties ko, paano na ako pagtanda ko?
Paano narin ang income ko as a breadwinner?
Hindi ako naginvest para lang ipambayad sa hospital kung magkasakit ako. Kaya aside from healthy living and no stress, kumuha nako ng 5M critical illness plan para hindi ko magalaw ang investments ko ng dahil lang sa sakit."
-Christian, Pilot
WHAT THEY SAY ABOUT THE ₱5M+ CRITICAL ILLNESS PLAN
Real People Real Stories.
“My company provides health insurance and life insurance.”
"I am doing my best to live a healthy life and take care of my body kaya lang, pwede parin tayo magkasakit anytime.
And alam mo ba stress ang #1 reason ng pagkakasakit natin.
Eh sa buhay ngayon hindi naman maiiwasan ang stress diba?
Maswerte nga ako kasi maganda ang benefits ng company namin.
Yun nga lang paano kung umalis na ako sa company? Mawawala narin yun.
At pag naubos ang leave ko, hindi rin naman ako mabibigyan ng sweldo habang nagpapagaling ako. Eh paano kung abutin ng isang taon?
Kaya kumuha nako ng critical illness plan, pasok naman sa budget ko.
Kaya ngayon, I have peace of mind. "
Sarah, OFW
"May family naman ako na tutulong saken kung magkasakit ako. "
"Ang selfish pala ng thinking na yun. Parang pinapasa ko kasi ang burden sa family ko when I should be responsible enough to prepare kasi hindi natin alam ang pwede mangyari bukas.
So I started to look for critical illness plans and I saw this with Ms. Jhoanna.
I booked a session and super fun and informative ng pag-uusap namin and Ms. Jhoanna. My eyes have been opened on a lot of things. And I so love the 5M Critical Illness plan!!
And so far this has been my greatest financial decision ever!
Thank you Ms. Jhoanna!"
⭐⭐⭐⭐⭐
Angie, Marketing Executive
"Baka naman hindi ko makuha ang pera ko diyan?"
“Actually, ito rin yung una kong naisip. Baka naman hindi ko makuha yung pera ko diyan?’
But after the consultation, na-realize ko na hindi pala dapat ‘makukuha ko ba lahat ng pera ko?’ lang ang tinitingnan ko.
The bigger question is: what financial protection do I have if something unexpected happens to me?
When I saw how the protection and fund component worked, including the terms, charges, and projections, mas naging clear sa akin kung saan napupunta yung money ko and what I could expect.
Doon ko na-realize na I'm not just putting money away. I'm also building financial protection for myself and my family.
Actually, mas malaki ang balik sa akin at sa family ko compared sa hinuhulog ko.”
Kyle, Senior Analyst
FAQs
Yes! The ₱5M+ Critical Illness Plan is FREE. Just make sure to show up on our scheduled meeting.
Wealthy or not yet, as long as you are a responsible person, you are welcome to book the consultation. This is for everyone who seriously wants to prepare for their family’s financial security and make sure that they are prepared in case a sickness happens.
We’ll look at your family’s needs, current financial resources, and financial capacity.
From there, we can explore what a personalized ₱5M+ Critical Illness Plan could look like for you.
No.
The consultation is designed to help you understand your situation and explore a potential solution.
If you like the recommendation and decide to proceed, the insurance solution requires an investment of at least ₱5,000/month, subject to the final plan, underwriting, and policy terms.
You don’t need to prepare anything complicated. Juts show up ready and in a quiet place with stable internet connection.
Just have a general idea of your current savings, insurance, investments, properties, business interests, and family expenses.
Our company is PRU LIFE UK! The #1 life insurance company in the Philippines! We have been in the industry for over 175 years worldwide.
“Walang gustong magkasakit.”
Good health is a gift. But sicknesses can happen no matter how much you take care of your body.
But when it happens, you must have the financial power to fight it at gumaling, so you can still be with your loved ones longer.
Prepare during the good times, so you have something to rely on when difficult times come.
Book your FREE Zoom Consultation today.
Since this is a free comprehensive consultation, we are only opening 3 slots this week.
Secure your slot and don't miss this once-in-a-lifetime session filled with life-changing solutions.
BOOK YOUR FREE ₱5M+ CRITICAL ILLNESS PLAN TODAY!
JUST CLICK THE BUTTON BELOW!
© 2026 THE RICH PINOYS and PRU LIFE UK | All Rights Reserved.
“The prudent sees danger and hides himself, but the simple go on and suffer for it.” — Proverbs 22:3
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